Most people are not aware of what Medicaid is or who it is for. The same number oftentimes confuse Medicaid for Medicare. In today's article, I will be highlighting what exactly Medicaid is and who it is for.
Medicaid, like Medicare, are government programs designed to help people in need. Medicare helps the elderly (65+) with certain medical expenses and is purely a federal program.
Medicaid, on the other hand, is a program that is partially state and federal funded that covers expensive medical costs as well as specialized care for the elderly and disabled.
What most people in Idaho, and all over the country, do not know is that, in the case of the elderly, Medicaid not only covers certain medical expenses, but it also can help pay for long term nursing care or even in-home care which can be a huge help as the average monthly cost of a nursing home is almost $8,000.
Many elderly Idahoans who can no longer care for themselves usually consider nursing care far outside of their financial reach and instead either cope with worsening problems or turn to untrained family members to assist them. In reality, many of the elderly qualify for Medicaid benefits and they or their family members simply are unaware that such help is available. This is where a Medicaid Planning attorney can help.
If you or anyone you know has an elderly family member who is in need of nursing care or other assistance, let them know that, even though the cost of private care may seem daunting, there may be a way for them to get the care they need through Medicaid Planning.